Paycheck budget calculator:
which bills does each check cover?
Enter how much and how often you are paid, then your bills with the day they are due. Each bill is assigned to the last paycheck before its due date, so you see what is left from every check. Runs in your browser; nothing is saved.
Bills
Your paychecks
Paydays per month
Budgeting by paycheck
Why budget per paycheck?
Monthly budgets assume all the money arrives at once. If rent is due on the 1st and you are paid on the 7th and 21st, the first check of the month has to carry more. Planning per check shows that before it becomes an overdraft.
Three-paycheck months
Paid every two weeks? Two months a year have three paydays. Plan each month on two checks and use the third for savings, sinking funds or extra debt payments.
Want out of the paycheck-to-paycheck cycle?
See 7 steps that build a one-paycheck buffer.
How bills are assigned
Each bill goes to the last payday on or before its due day in that month. A bill due before the month's first payday is assigned to the last paycheck of the previous month and shown at the top.